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1.     Consider student debt. Applying each of the four steps found at the end o

1.     Consider student debt. Applying each of the four steps found at the end of chapter 1, explain how you arrived at your thoughts and opinions on this issue. Keep in mind that the four steps are listed as guidelines to being vigilant and thus maximizing our individuality when it comes to formulating an opinion or belief. 
1. Treat your first reaction to any person, issue, or situation as tentative. No matter how appealing it may be, refuse to embrace it until you have examined it.
2. Decide why you reacted as you did. Consider whether you borrowed the reaction from someone else—a parent or friend, perhaps, or a celebrity or fictional character on television. If possible, determine what specific experiences conditioned you to react this way.
3. Think of other possible reactions you might have had to the person, issue, or situation.
4. Ask yourself whether one of the other reactions is more appropriate than your first reaction. And when you answer, resist the influence of your conditioning.

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